I managed to pay-off the 20k car loan in just under 4 months. So that is one 2009 goal that can be chalked up as done. Unfortunately my savings account is pretty much decimated, but the rebuilding process can now start with vigor.
I entered the job market as an industry scientist towards the flag end of 2006 with a clutch of advanced degrees under my belt and a plethora of useless information filed in my head from graphic novels to card counting in blackjack, spent the next year and a half merry-making, met my current wife, found my real passion in poker, forgot to enroll in my 401k till Jan 08 and never bothered about finances till middle of 08. But hey 30 is a nice round figure to tee things off with. Now show me the SCRILLA baby.