Reassessment of 09 goals

I had planned to pay off my car (about 18k) by end of 09, but now I am giving it second thoughts. Reasons:

1. My lofty bonus (almost 30% of my normal salary, announed Feb of every year) will get a severe haircut this year, our company already missed Q1 09 revenues by 30% YoY.
2. Our company has freezed salary hikes, due in May, till further notice. I was on course for a 7%+ hike, sigh.
   
3. If I set bonuses to zero, I can only come up with 11k by the end of this year (8 months).

Sigh, well laid plans down the drain it seems. Fuck me.

Over budget

For the first two weeks of April I am destined to go over budget... sigh !! There were a couple of factors responsible for this though

1. I live alone, and over the past 2 weeks I discovered a fab take out place, and all my meals have been coming from there :(
2. I bought several gifts for my wife.

Anyway what this means is that for the first two weeks of April, the savings accounts get only 50% of what they are supposed to get. My wife and I are also planning for a beach vacation over the memorial day weekend, and thus I expect my savings for both April and May to be substantially lower than what I planned for.

Last but not the least I decided to pay off my car loan by the end of 09. Amount needed 18k. Godspeed !!